> For the complete documentation index, see [llms.txt](https://docs.yield.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yield.fi/vault-use-cases.md).

# Vault Use Cases

YieldFi vaults are programmable, tokenized yield products that let teams launch, distribute, and monitor strategies with institutional-grade reporting from day one. They unlock several high-leverage use cases across managers, protocols, and fintech distribution, such as:

### **Capital Formation Vehicle**

For **curators, asset managers, fund managers, strategy managers, and trading teams**, YieldFi vaults act as a “set it once, scale forever” capital formation layer. A manager launches a vault, defines strategy and risk parameters, and then keeps collecting capital **permissionlessly within compliance constraints**, with **automated NAV accounting** and transparent reporting. Compared to bespoke offchain fund operations, vaults can materially reduce overhead while enabling fundraising from both **onchain capital** and **fiat rails** (e.g., via **ISIN-based** distribution where applicable).

### **Pre-Deposit Campaigns**

Protocols and ecosystems can launch pre-deposit vaults to **collect capital before mainnet launch** and put it to productive use—whether to **reward early users with yield**, **subsidize chain growth costs**, or **build a long-term treasury**. This turns idle pre-launch capital into a strategic resource instead of a passive waitlist.

### **Whitelabel Vaults**

Teams can ship fully **whitelabeled yield products in days**, not months—without building vault contracts, custody workflows, accounting, reporting, or risk tooling. YieldFi provides: a whitelabeled UX, **real-time transparency** (NAV, APY history, TVL, exposure, liquidity, leverage, VaR/CVaR, proof of reserves), and **institutional rails** out of the box for DeFi execution and **exchange SMA/sub-accounts across major exchanges** for controlled permissions and clean accounting. This matters because most products fail on operations, not strategy.

### **Earn Products for Wallets, Exchanges & Fintechs**

Wallets, Exchanges & Fintechs can embed “neobank-like” savings experiences using **Treasury Vaults** and **Lending Vaults**, offering **same-day liquidity expectations** where applicable—without building banking rails.