Investment Disclaimer

Jurisdictional Restrictions

These materials are not directed to, and must not be accessed by, any U.S. Person or any person located in the United States. YieldFi (Block Labs Limited, the “Issuer”) does not offer or sell Tokens to U.S. Persons, nor are Tokens marketed, solicited, or distributed in the United States or in any other jurisdiction where such activities would be unlawful. Details on restricted jurisdictions, eligibility requirements, and distribution limitations are set out in the Terms & Conditions and related legal documentation.

No Offer or Solicitation

These materials are provided for general informational purposes only and do not constitute an offer, solicitation, invitation, or recommendation to acquire Tokens or any other financial instruments. Any issuance of Tokens (or blockchain-based certificates, where applicable) is made solely on the basis of the relevant formal legal documentation (including, where applicable, Token Terms and other binding issuance documentation). Prospective investors must rely exclusively on such documentation when making any investment decision.

No Regulatory Endorsement

Any approval, registration, or review of documentation by a regulator (where applicable) should not be interpreted as an endorsement of the Issuer, the Tokens (or blockchain-based certificates), or the merits of any offering.

Risk Disclosure

Tokens (or blockchain-based certificates) issued by YieldFi are high-risk instruments. They are not deposits, not bank products, and are not protected by any investor compensation or deposit protection scheme.

YieldFi’s vault structure is designed as a bankruptcy-remote arrangement with segregation of user funds at the vault level; however, investors remain exposed to risks including (without limitation) market risk, liquidity risk, counterparty risk, operational risk, technology risk, smart contract risk, custody and key-management risk, and legal/regulatory risk, and may suffer a partial or total loss of their investment.

The value of Tokens (or blockchain-based certificates) may fluctuate and may not perfectly track any reference value or underlying exposure due to fees, market conditions, liquidity constraints, timing effects, or operational mechanics.

Past performance is not indicative of future results.

No Advice; Independent Assessment Required

Nothing in these materials constitutes legal, tax, investment, or other professional advice, nor should any content be interpreted as a personal recommendation. You are solely responsible for assessing suitability for your circumstances and should seek independent professional advice where appropriate.

Third-Party Information

Any information attributed to third parties reflects the Issuer’s interpretation of publicly available or licensed sources and has not been independently verified or endorsed by such third parties.