Vault Types

YieldFi lets you launch and distribute a full spectrum of tokenized yield vaults—from cash-management to hedge-fund style strategies—without rebuilding fund plumbing.

Below are example product categories you can create on YieldFi, each backed by real-time analytics (NAV, APY history, TVL, exposure, liquidity ladder, proof of reserves, VaR/CVaR) and institutional rails (custody and controlled execution account structures).

Treasury Vaults

Ideal for corporates and DAO treasuries that want a conservative, cash-like allocation with same-day liquidity. Returns are linked to T-Bill yields, targeting 3%–4%, with a stable NAV objective and virtually no drawdowns.

Lending Vaults

Serves the same treasury audience but target a higher yield band by allocating to blue-chip lending markets such as Aave V4, Morpho, Euler, Maple etc. These vaults aim for 6%–8% yield with same-day liquidity and a stable NAV objective with virtually no drawdowns.

Fixed Yield Vaults

They are cash-management style products for startups, SMEs, family offices, and HNWI seeking predictable returns with <2-day liquidity. They typically target ~10% yield with a stable NAV objective and virtually no drawdowns.

Market Neutral Vaults

Suited for allocators who want higher yields without directional exposure. Strategies include basis/funding, arbitrage, RWA yield, lending/looping, private LP deals etc, aiming for 15%–18% yield with tight risk controls and drawdowns typically capped at around 2%.

Directional Strategy Vaults

Built for higher-risk mandates where trading teams deploy their strategies that mirrors how they typically run SMA (separately managed account) mandates for capital allocators—except packaged into a tokenized vault with automated accounting and transparent reporting, targeting 30%–40% yield, with defined risk controls and drawdowns typical up to 20%.

Together, these categories cover most of the “yield” universe—cash management, credit-like lending, market neutral, and directional alpha. What’s intentionally left out from the broader capital-markets set are pure equity index funds, long-duration bond funds, venture/private equity funds, distressed/activist strategies, commodity/real estate direct ownership vehicles, and highly illiquid private credit structures—products where liquidity, valuation cadence, and legal wrappers typically require different market infrastructure than yield-first vaults.