Eligibility Criteria

YieldFi products are designed for users with a high degree of technical competence and risk awareness. By interacting with Tokens or associated interfaces, you confirm that you meet the following criteria and understand the risks involved.

These criteria are intended to ensure that participants can responsibly interact with non-custodial infrastructure and assess the risks of sophisticated on-chain financial products.


Technical and Operational Proficiency

You should reasonably be able to demonstrate the following capabilities:

  • Proficiency using non-custodial wallets (e.g., MetaMask, Rabby, Safe, hardware wallets).

  • Ability to securely manage private keys, seed phrases, and wallet permissions.

  • Experience interacting with Layer 2 networks and alternative blockchain ecosystems (e.g., Arbitrum, Optimism, Base, Berachain).

  • Competence in signing, approving, and revoking on-chain transactions.

  • Familiarity with decentralised exchanges (DEXs), aggregators, and DeFi interfaces.

  • Understanding of core DeFi concepts such as LP tokens, slippage, gas fees, transaction finality, and MEV.

  • Awareness of differences between APR and APY, impermanent loss, and yield mechanics.

  • Understanding of smart contract risks, oracle risks, governance risks, and protocol-level exploits.

  • Familiarity with collateralisation models, liquidation thresholds, and redemption mechanics.

  • Habit of reviewing documentation before interacting with contracts.

  • Practice of verifying contract addresses and interfaces prior to transactions.

  • Ability to monitor positions using on-chain tools (e.g., DeBank, Zapper, Arkham).

  • Awareness of potential tax obligations arising from crypto activity.

  • Capacity to review third-party audits and security reports at a high level.

  • Use of appropriate security practices (e.g., hardware wallets, multisig, wallet segmentation).

  • Emotional and financial discipline when navigating volatile market conditions.

YieldFi does not assess individual competence, and bears no responsibility for losses resulting from user error.


By interacting with YieldFi products, you confirm that:

  • You are legally permitted to enter into binding financial agreements (typically 18+).

  • You comply with all applicable local laws relating to digital assets and financial products.

  • You are responsible for determining whether Tokens are lawful to acquire in your jurisdiction.

  • Your funds are derived from legitimate sources and not linked to unlawful activity.

  • You are not subject to sanctions or restrictions under Applicable Law.


Restricted Jurisdictions

YieldFi Tokens are not offered to U.S. Persons, nor to any person or entity located in or ordinarily resident in the United States.

Tokens are also restricted in certain other jurisdictions due to regulatory, legal, or compliance considerations, including (but not limited to):

  • The United Kingdom

  • China

  • Jurisdictions subject to international sanctions

You are solely responsible for verifying whether you are permitted to access YieldFi products under your local law. For the latest restrictions and legal documentation, please refer to the Legal Documents section.


Acknowledgement

By dealing in Tokens, you confirm that:

  • You understand the technical and legal risks involved,

  • You meet the eligibility criteria above, and

  • You accept full responsibility for your participation.

If you do not meet these criteria, you must not interact with Tokens or associated systems.

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