How It Works

Secure, Efficient, and Yield-Optimized

Step 1: Users deposit USDT or USDC into the protocol.

Step 2: Assets are split: part goes to trusted DeFi protocols (like Pendle, Ethena, RWA) for yield, while the rest is secured in institutional-grade MPC wallets (Copper, Ceffu).

Step 3: MPC wallet assets are locked and mirrored on Centralised exchanges.

Step 4: The quant team deploys Delta-Neutral strategies to generate yield.

Step 5: Yields from DeFi and CeFi are combined and distributed to yUSD holders.

Step 6: The system is continuously monitored to maximise returns and minimise risks.

With no assets left in smart contracts or exchanges, yUSD virtually eliminates smart contract and exchange solvency risks—delivering yield with unmatched security.